再融资你的住房贷款

Lower your monthly mortgage payment by refinancing your home loan with Cal Coast. 

How Can You Benefit From Refinancing Your 房屋贷款?

See if you can put more money in your pocket by leaving your high-rate home loan in the dust and refinancing with Cal Coast. Our expert Mortgage Loan Officers that can guide you through the process to find the term, 类型, 然后根据你的需求进行评分.

固定利率 Mortgage Vs 可调整利率 Mortgage (ARM)

Cal Coast offers both fixed and adjustable rate options for refinancing your mortgage. For fixed, your interest rate is set when you take out the loan and will not change. With adjustable, your rate may fluctuate up or down. Explore the main differences below:

固定利率抵押贷款

Looking for stable payments over a longer period of time? A Cal Coast fixed–rate mortgage ensures you have the same payment for the full term of your loan. Have the security knowing what your monthly payment will be for easier budgeting. 

特性 & 福利:

可调利率抵押贷款

An ARM keeps your rate fixed for a set amount of time and eventually becomes a variable rate that adjusts when interest rates change over the life of the loan. If you plan on only living in your house for a shorter period of time, an ARM may be a more affordable option for you. 

特性 & 福利:

Want to discuss which refinance option works best for your unique situation?  Our expert mortgage lenders are happy to help (877) 495-1600. 

认为利率

比较固定利率按揭

Conforming/Super Conforming 固定利率抵押贷款 短期抵押贷款 大额固定利率抵押贷款
术语 长达30年1  5年2, 73 或者10年4 长达30年8
关闭成本 0美元的自付期权 0美元的自付期权 0美元的自付期权
Maximum Loan Amount (1-unit, San Diego) 不超过1,006,250美元 不超过1,006,250美元 最高225万美元
认为利率

Comparing 可调利率抵押贷款

CONFORMING/SUPER CONFORMING ARM 巨型手臂
术语 5/15, 5/56 和7/17 5/19, 5/510 和7/111
无成交费用选项1 是的 是的
Maximum Loan Amount (1-unit, San Diego) 不超过1,006,250美元  最高225万美元
与专家交谈

Call or email to connect with a Mortgage Loan Officer.

Our friendly home loan experts are here to help!
(858) 636-3045 周一至周五,上午9点至下午4点
realestateloanofficer@fandpdistributor.com

预约通话

Make an appointment when it's convenient for you.

A one-on-one call with a Mortgage Loan Officer can be extremely helpful. You can ask questions and even submit your application over the phone.

几分钟内涂抹

Take the next step and apply for a home loan online.

It's easy to get started with our secure, mobile-friendly application. Plus, you can always save your progress and pick up where you left off at a later time. 

Review your options with a Mortgage Loan Officer.


 
Answer a few questions and a home loan expert will reach out to help you.
What's your estimated credit score?
What is your preferred method of contact? 选择所有适用的.

加州海岸住房贷款中心

抵押贷款计算器

There are many financial decisions involved in buying or refinancing a home. 利用我们的 计算器 to help you make the right decision. 

 

住房贷款提示,工具 & 更多的

 

年利率. 利率 and terms based on credit history, 须经信贷审批, and subject to change without notice. 会员 and credit subject to approval. Serving everyone who lives or works in San Diego, 河畔, 帝国, 橙色, 洛杉矶, 文图拉, 和圣贝纳迪诺县. A one-time $5 membership fee and savings account required. 有一些限制.

  1. 30-Year Conforming fixed-rate estimated monthly payments.
  2. 5-Year 术语Buster estimated monthly payments.
  3. 7-Year 术语Buster estimated monthly payments.
  4. 10-Year 术语Buster estimated monthly payments.
  5. 符合5/1的手臂标准
  6. 5/5的手臂认证
  7. 符合7/1的手臂标准
  8. 30-Year Jumbo fixed-rate estimated monthly payments.
  9. 5/1巨型臂
  10. 5/5巨型臂
  11. 7/1的巨型

韦德开户试玩

有问题? 想了解更多信息? We’re more than happy to get in touch. 大家一起说. 填好表格.

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